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How much Inheritance Tax is payable?

If you leave everything to your husband, wife or civil partner there usually won’t be any Inheritance Tax to pay because a husband, wife or civil partner counts as an ‘exempt beneficiary’. But bear in mind that their estate will…

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Who inherits if I don’t have a will?

If you don’t have a will there are rules for deciding who inherits your assets, depending on your personal circumstances. If you’re married or in a civil partnership and there are no children, your spouse or civil partner won’t automatically get…

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Why should I make a will?

There are lots of good financial reasons for making a will: You can decide how your assets are shared out – if you don’t make a will, the law says who gets what. If you aren’t married or in a civil partnership (whether or…

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Radon: is this anything to worry about?

Radon is a very slowly released radioactive gas and overexposure can have health implications.  It is naturally occurring.  It should not be necessary to withdraw your offer if radon is detected in small quantities. Some areas are more susceptible to…

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Do I need a survey?

If you are borrowing from a mortgage lender a survey is likely to be required, and a valuer will be sent to inspect the property. The valuer’s report will give your mortgage provider an indication as to whether the property…

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What are searches all about?

Searches allow your solicitor to understand some important information about the property you are buying.  There are various types of search that can be carried out, the most common being: Local Authority Search This reveals details of the planning history for…

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How much deposit will I need?

A deposit is paid on exchange of contracts. Traditionally this is 10% of the purchase price. However, if you are buying a new home and at the same time you are selling your own home, your solicitor can often make…

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